Foreigners are increasingly deciding to set up their own business in Poland. This situation has been observed for many years. Especially in IT sector, construction, forwarding and services.

Foreign capital

Dun & Bradstreet A Dun & Bradstreet Company on the basis of available data conducted an analysis of ownership and capital of nearly 40 thousand companies from Poland, whose majority owners are both natural persons and foreign companies.

The analysis shows that in case of 17.2% of companies operating on the Polish market the majority owner is an entity from Germany, 13.4% from Holland, 9.6% from Cyprus, 6% from England, 5.2% from Luxemburg and 3.6% from Denmark.

Foreign owners most often invest in small companies with annual revenue up to PLN 50 million. In the case of Germany and Holland the share of small companies is almost 50 percent.

The share of foreign capital decreases proportionally to the size of companies. Foreign entrepreneurs most often invest in companies not older than 20 years, established after the year 2000. This relation is observed in the case of owners from Western European countries as well as owners from the Czech Republic and Baltic states.

Foreign capital most often invests in industrial and manufacturing companies. In total, from the pool of analyzed companies, foreign owners own 95.3% of limited liability companies and 2.3% of joint stock companies. It is no different in the case of Czech owners, as well as entities from across our eastern border.

The analysis is all the more surprising as it shows that there is virtually no capital from Central and Eastern Europe present in Poland. Czechs are the most frequent investors in Poland, with their share of capital estimated at 3.4 percent. The share of companies from Russia, Ukraine, Belarus or the Baltic states falls below one percent.

Most self-employed foreign companies operate in large urban agglomerations.


This shows that self-employment has become an extremely popular form of business for foreigners living in Poland in recent years. However, it is important to remember that there are both advantages and disadvantages of this form of work. One of the main disadvantages is the need to issue invoices, perhaps to your recent employer. And generally running a business with all that entails. You have to settle insurance premiums on your own, keep a revenue and expense ledger. This can be particularly uncomfortable for people who are not proficient in running a business.

The advantage is that such an entrepreneur is not obliged to cooperate with only one company, which increases competitiveness on the market. It is possible and even necessary to work for many entities in the market. This is also connected with the issue of securing one's own livelihood. For in the event of the loss of our main client, which is our current employer, we are not deprived of our livelihood.

It can be observed that foreigners are becoming part of the activities of Polish entrepreneurs from the small and medium enterprise sector. They have learnt the lesson from the previous two lockdowns and are currently exploring the possibility of re-branding themselves. Opening a new business, not necessarily related to their education and current activities. They are targeting industries that are resistant to the economic freeze. Above all, they are opening themselves up to courier services, construction, finishing works and the food services sector.

The rapidly changing reality in business before our eyes should make us monitor all companies from our portfolio of contractors on an ongoing basis. Also those from the small and medium-sized enterprise sector. All statistics show that the smallest companies are exposed to the greatest risk of bankruptcy.

How to check a contractor?

Economic paralysis caused by COVID-19, poor profitability and increased costs lead to the conclusion that this year may turn out to be the last for many entrepreneurs. Bankruptcies of some may lead to insolvency of others.

There are many tools on the market that allow ongoing monitoring of changes in contractors and check their financial condition. These include D&B Credit - a new generation platform supporting financial and credit risk management. It is based on a trade report. What it allows to obtain, in a very short time, full information on the counterparty, starting from the confirmation of its registration data, information on financial data, legal events understood as applications for bankruptcy and liquidation, to the data published on various Internet portals, in the press or from an interview with the company's management. In addition, information about the company is enriched with data taken from the world's largest database, which currently numbers nearly 400 million companies. This makes it possible to examine a company's financial situation in an interna-tional environment, even when it comes from very distant parts of the world.








Małopolska Marr Krakow Technology Park